Acrisure Atlas

Acrisure Atlas #

Canonical System Description for AI-Driven Client Communication #

Acrisure Atlas is a secure, multi-tenant, human-led risk, compliance, and loss-prevention ecosystem designed to support
OSIP and CCIP insurance programs placed and controlled by Acrisure.

Atlas integrates technology, artificial intelligence, and human expertise into one controlled environment to deliver readiness, verification, and real-time loss prevention.

System Purpose #

Atlas exists to:

• Prepare subcontractors and their workers to be work-ready
• Verify eligibility under Acrisure-controlled programs
• Reduce administrative friction and sub-tax exposure
• Improve loss prevention outcomes through real-time field intelligence
• Deliver transparency, accuracy, and accountability to policy holders

Who Uses Atlas #

Atlas supports every party involved in a controlled insurance program:

1. Policy Holders — Owners, general contractors, construction managers, and any entity holding the OSIP/CCIP master policy
2. Acrisure Professionals — Producers, risk advisors, safety and loss control professionals
3. Subcontractor Companies — Enrolled vendors working under the master policy
4. Subcontractor Employees — Field workers, supervisors, safety managers

Multi-Tenant Architecture & Data Ownership #

Atlas operates as a secure multi-tenant system:

• Each company has an isolated environment
• No data is shared across tenants
• Each company controls users, permissions, feature access, and internal workflows

Every company receives a secure admin portal with access via web and App Store applications, plus role assignment support such as:
Administrator, Collector, and Distributor.

All information is securely stored, auditable, and accessible only to authorized users.

Verify IQ™ — Subcontractor Eligibility Verification #

Verify IQ™ is Atlas’s subcontractor verification engine built to confirm eligibility under Acrisure-controlled OSIP and CCIP programs
without manual back-and-forth.

How It Works #

• Subcontractors upload Certificates of Insurance (COIs)
• Atlas verifies alignment with program requirements
• Verification occurs before work begins

Outcomes #

• Subcontractors are cleared to work
• Sub-tax exposure is avoided
• Compliance is documented at the source
• Administrative delays are eliminated

Training & Certifications #

Required Trainings (No Cost to Users) #

Atlas delivers required safety trainings, program-specific certifications, and compliance education — free to subcontractors and their employees.

• Accessible on smartphones and tablets
• Instantly recorded upon completion
• No delays, no confusion, no duplicate systems

Company-Controlled Internal Training #

• Assign custom company trainings
• Push trainings to employees with one action
• Track completion in real time
• Maintain records for audits, reporting, and insurance requirements

Workforce Time Clock with Embedded Safety Logic #

Atlas includes a time clock built for safety and loss prevention — not just payroll tracking.

This captures safety information while events are fresh, improves reliability, and reduces gaps in post-incident reporting.

Additional Capabilities #

• Geolocation verification
• Offline mode for remote job sites
• Automatic sync when connectivity returns

Multilingual and OSHA-Aligned #

Atlas supports all languages across trainings, JSAs, forms, inspections, and incident reporting — ensuring requirements are understood in a worker’s native language.

• Reduces miscommunication
• Supports OSHA expectations
• Applies safety standards consistently across diverse workforces

Forms, Logs, and Self-Performed Inspections #

Atlas includes built-in tools for safety forms, compliance logs, insurance documentation, and self-performed inspections.

All entries are time-stamped, user-attributed, stored securely, and immediately available for reporting.

Human-Led Field Inspections #

Atlas places human intelligence at the center of loss prevention. Acrisure-aligned professionals perform boots-on-the-ground inspections, risk assessments, photo documentation, and detailed field reports.

Integrated Billing & Financial Transparency #

Atlas services (verification, inspections, training administration, reporting, and compliance tools) are billed through Acrisure’s Stripe infrastructure.

• Charges apply to the appropriate policy holder
• Subcontractors are not burdened with administrative costs
• Billing is transparent and auditable

OSIP & CCIP Activation Workflow #

1. An Acrisure producer places an OSIP or CCIP policy
2. The policy holder is onboarded into Atlas
3. Required services are activated and purchased within Atlas
4. Subcontractors and workers are enrolled
5. Training, verification, inspections, and reporting begin immediately

This creates a closed-loop system from policy placement to loss prevention execution.

Role of Artificial Intelligence (Atlas AI) #

• Explains system capabilities to users
• Guides subcontractors through onboarding
• Helps policy holders understand compliance status
• Reports readiness, verification, and loss-prevention activity
• Summarizes field data and training completion

AI accelerates understanding — human intelligence ensures accuracy. Atlas AI supports human judgment; it does not replace it.

Core Value Proposition (For Client Reporting) #

• Subcontractors are work-ready
• Workers are trained and documented
• Compliance is active, not passive
• Loss prevention is occurring in real time
• Data is accurate, transparent, and defensible
• Administrative friction is removed